The Top Five Insurance Providers Who Have an Eye on Vision

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There are all types of insurance plans available. One of the most important ones is vision insurance. Taking care of your eyes is essential to seeing your way in the world. Choosing a good provider ensures you are keeping your eyes their healthy best.

What to Look For

  • Does it meet your needs?
  • Do they have economical rates?
  • Do they disqualify coverage due to pre-existing conditions?
  • Do they limit your selection of doctors?
  • Do they service individuals, families, or employers?
  • Do their “covered -in-full” frame coverage include a variety of frames?
  • Do they have several methods of contact and reasonable policies?
  • Do they have an acceptable grievance policy in place?

The Top Five

  • Vision Service Plan
  • EyeMed Vision Care
  • Spectera
  • Davis Vision
  • Aflac

Vision Service Plan

Vision Service Plan, founded in 1955 has more than 50 million members. With nearly 30,000 participating doctors, they have plans that meet full scope eye care. As recipients of many awards and honors, they believe in giving back to the community and providing affordable eye care insurance. Coverage is available to anyone.

EyeMed Vision Care

Eye Med Vision Care, founded in 1988 under the name Lens Crafters Vision Care Management Systems, has around 159 million members. They provide their members with access to thousands of doctors. Their primary focus is promoting the wellness of eyes through education and providing their members with a variety of options for eye care. Coverage is only available to employers.

Spectera

Spectera has over 40 years of experience providing quality affordable eye care plans. They are a division of Specialized Care Services, a subsidiary of UnitedHealth Group. With more than 20,000 participating doctors and a technologically advanced optical laboratory, they have the means to meet your needs. Coverage is only available to employers.

Davis Vision

Davis Vision incorporated in 1964 to offer vision plans. HVHC owns Davis Vision and the most advanced optical laboratories in the United States. They have over 55 million members who have access to over 30,000 doctors and thousands of optical retail stores. They pride themselves in lower out of pocket cost, highest allowances for benefits, highest member usage of covered-in-full frame coverage, and quality service. Coverage offered only to employers.

Aflac

Aflac, known for their quacking mascot, entered the insurance business in 1955. In the 1980s, Aflac added vision to their growing line of insurance offerings. They insure more than 49 million people worldwide. Their commitment to being there when needed the most resonates with their current members. They are limitations to their coverage such as not covering contact lenses and LASIK. Coverage is available to everyone. If you are looking for basic coverage, they have the plan for you.

The Decision is Yours

Choosing a good eye care plan involves weighing your options against your needs. You should consider your current needs and your potential future needs. The goal is to choose a plan that provides you with affordability, flexibility, and reliability. Your eyes deserve the best plan that provides the best care. Do not skimp on your eyes. Protect them with the right eye care plan, and they will see you into the future.

Author Sara Roberts has a background in health and technical writing, and is a content contributor for Just Eyewear, an online retailer of prescription glasses and sunglasses. Visit Just Eyewear and see how much you can save.