Choosing the Best Life Insurance Company

Family photo, first attempt.

When choosing life insurance for yourself or your spouse, it is important to choose a reputable and reliable company. Life insurance is not something that should be taken lightly, as it works to cover funeral costs and any outstanding debts that you may have after you pass away, taking a massive burden off of your loved ones. Through a solid policy, you can also leave something behind for your family members when you pass away. When choosing the right company, you want to look for a company that offers the best coverage for the most affordable rates; it is also important to look into the financial stability and the overall reputation of each company to ensure that your money will be there when you need it.

New York Life

New York Life is well-known for their life insurance policies, and their company is practically a household name. Founded in 1845, this New York-based company offers services in all 50 states. Because of the age of New York Life, you can feel confident that you are working with a financially stable company, which is an important factor when purchasing a life insurance policy.


One of the benefits of pursuing life insurance from Geico is the assurance that comes with working with such a large and well-known company. Geico offers all types of insurance, so you may be able to get a better deal by bundling your life insurance policy with your auto or homeowner’s insurance.

State Farm

Much like Geico, State Farm is a large insurance company that offers a variety of services, which could allow you to get a better rate when bundling policies. State Farm has been around since 1922 and operates in both the United States and Canada, so you do not have to worry about your life insurance policy disappearing when it is needed most.

Genworth Life and Annuity Insurance Company

Genworth Life and Annuity Insurance Company operates under a variety of names, including Genworth Life Insurance Company and Genworth Life Insurance Company of New York. Genworth Life and Annuity Insurance Company has received good ratings across the board from some of the top financial rating institutions and is considered an excellent choice for life insurance policies.


Known in households across the nation for their adorable commercials, Metlife is actually a very serious company. Metlife serves over 90 million customers in over 50 countries, making it a very financially dependable company. Metlife also offers other services at excellent rates.

The above list is in no particular order, because insurance is not a one-size-fits-all service. Available coverage and monthly rates for life insurance vary greatly depending upon an individual’s health, age and risk factors. When searching for life insurance, it is typically a good idea to contact several companies to ask for a quote before making a final decision. However, the above listed companies have shown some of the best services for the best prices when compared against other companies in the industry, making them a solid choice for anyone who is in the market for life insurance.

Clayton Lawrence is a personal finances guru and freelance blogger for, a site he often recommends for getting a free life insurance quote.