Flood Insurance

The basics on flood insurance

If you are interested in obtaining flood insurance, but your community does not participate in the National Flood Insurance Program, you’re surely wondering what you’re supposed to do. Any community that does not participate in the National Flood Insurance Program are subject to the regulations outlined in Section 202(a) of the Flood Disaster Protection Act of 1973.

This section of the Flood Disaster Protection Act of 1973 provides that flood insurance, Federal disaster assistance, Federal grants and loans, and any type of Federal mortgage insurance unavailable for any home or business located in the floodplain that is outlined in the National Flood Insurance Program map.

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